Expert Business Conversation: Investments

READING ALOUD

Let’s read the dialogue. I will be Mr. Evans and you will be Mr. Santos. After reading it once, we’ll switch roles.
READ

 

One Friday morning, Mr. Evans is meeting Mr. Santos to discuss his plans for investment.


Good morning, Mr. Santos. Thank you for coming on such short notice. Let’s get down to business, shall we? After a long night of decision-making, I’ve finally decided to invest in one of your Santos Royal Hotel branches here in the Philippines. I worked and earned hard for years and now it’s time to put it to a valuable cause.
 
I’m happy that you don’t want to miss this rare opportunity. Since you mentioned before that you’re new in hotel investments, my best advice is for you to invest in hotel rooms. These investments have a fixed term of five years. So, which one of my branches would you like to invest in?

Based on my research, you have a newly-built hotel branch in Batanes. It’s one of the marvelous vacation spots in the Philippines and your branch offers an amazing view that is perfect for relaxation and sightseeing. I would be happy to invest five hotel rooms there.
 
I see. I can guarantee that you’ll receive capital growth of 15% after five years of investment. Also, during the investment period, you’ll receive a fixed 8% yearly income. You don’t have to worry about guests accommodation. Everything is taken care of by our hotel management. You just have to collect your share of the revenue.

That’s great! Are there any risks that I should be worried about before investing five rooms in your hotel?
 

There are no risks. However, if you decide to sell the five rooms or break the contract before it’s complete, you will not fully receive your returned investment capital. I hate to end our meeting but I have to go now to meet my client. Thank you, Mr. Evans.

VOCABULARY CHECK
Let’s read the meaning and examples of each word aloud. Please repeat after me.
ANSWER
1. Word:
Meaning:
Example:
revenue (noun)
known as sales or turnover; an income of the business/investor during a particular time
He received a 10% revenue after two years
2. Word:
Meaning:
Example:
capital growth (noun)
money earned on an investment over a specific period of time

After she completed her four-year restaurant investment term, her capital growth increased at 15%.

3. Word:
Meaning:
Example:
get down to business (idiom)
to start doing something (Ex. Talking) seriously

Ms. Santos wants to get down to business in closing the deal with Mr. Evans.

CONVERSATION

Let’s talk. Please answer my questions. You may ask me questions, too.

講師の質問に答えましょう。講師にも同じ質問をしましょう。
ANSWER

1. If you are given the chance to invest, where would you invest your money and why?
Answer: ________________
2. Is investing better than saving?
Answer: ________________
3. Name some of the best business investments in your country.
Answer: ________________
4. Based on question number 3, would you like to invest in one of them?
Answer: ________________
5. Are investments worth it? Why or why not?
Answer: ________________
6. Have you received and investment advice? What advice is that?
Answer: ________________
7. If you were to ask an investment expert, what question/s would you like to ask?
Answer: ________________
8. If you were to invest a business with a famous person, who would that be and why?
Answer: ________________
9. Would you like to invest for your retirement? Why or why not?
Answer: ________________
10. Why should people have an investment as early as possible?
Answer: ________________