Intermediate Conversation: Money and Budgeting

WARM UP

Let’s read the dialogue. I will be Ron and you will be Emma. After reading it once, we’ll switch roles.

READ

I really want to buy a new smartphone. The latest smartphone has great features! It is a little expensive, though. Do you think it is a good idea to borrow money for me to buy it?
Do you really need a new smartphone right now? If not, I think it is not a good idea to borrow money for that.

Not really. I just wanted to buy one because I heard it has better features than my smartphone now. What do you think should I do?
If you want, you can save money for you to buy that smartphone. You might not be able to buy it immediately, but at least you will not be in debt.

You have a point there. Starting tomorrow, I will save some of my allowance every day. I hope I could buy a new smartphone next month.
Don’t worry. I know you could do that. Just focus on your goal.
CONVERSATION

Let’s talk. Please answer my questions. You may ask me questions, too.

ANSWER

1. If you had to choose between love without money and money without love, which one would you choose and why?
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2. Do you think a typical employee’s salary is enough to live daily in your country?
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3. What do you think is the best way to save money?
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4. Where do you consider to invest your money?
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5. Do you handle money effectively? Why? Why not?
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6. There is a saying that goes like this, “Money is the root of all evil”. Do you agree or disagree?
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7. If you would win a million dollars, what would you purchase with that money?
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8. If you are financially capable, would you help the less fortunate people all over the world?
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9. Why do you think most people like shopping?
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10. “Money makes the world go ‘round”. What do you think does it mean?
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